Thinking Aloud Weekly

OCT 19, 2026 cover story

Privacy by design: India needs to rethink the way it deals with citizen’s data

While the new DPDP Act addresses privacy issues to a great extent, the central system storing citizens’ Aadhaar details gets to know every time an individual shares the information with someone

Adithya Viswanathan

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Thinking Aloud Podcast with Vasuta Agarwal

27:35

FEATURED INTERVIEW

“Thinking Aloud Podcast with Vasuta Agarwal”

Vasuta Agarwal · Chief Revenue Officer of Gnani.ai

Team IAMAI

Interview

On this episode of the Thinking Aloud podcast Dr. Subho Ray speaks to Ms. Vasuta Agarwal, Chief Revenue Officer of Gnani.ai.

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Recent Articles

In-depth perspectives and analysis on the ideas, trends, and policies shaping India’s digital economy.

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AI · 6 MIN

The Importance of Friction in a Super-Smooth Digital World

After decades of celebrating disruption, innovation, and frictionless experiences, the next competitive advantage may come from knowing when not to optimise.

Anjali MalthankarRead →

POLICY · 6 MIN

Privacy by design: India needs to rethink the way it deals with citizen’s data

While the new DPDP Act addresses privacy issues to a great extent, the central system storing citizens’ Aadhaar details gets to know every time an individual shares the information with someone

Adithya ViswanathanRead →

AI · 7 MIN

Vibe Creating: A Phone, a Prompt and Permission

While access to technology has democratised creativity, the true game changer will be imagination and intellectual rights

Vikram TannaRead →

AI · 6 MIN

From Copilots to AI Coworkers: How Contextual AI Is Reshaping Enterprise Sales

The future talks about a synergy: Where the AI coworker’s role is to accompany people into critical conversations, provide context, and help them make better decisions

Gaurav MishraRead →

FINTECH · 7 MIN

Redefining global trade: why cross-border payments are India’s next big unlock

Indian exporters are selling to the world faster than ever, but cross-border payments remain costly, opaque and unpredictable. Better transparency, interoperability, compliance infrastructure and access can strengthen India’s export competitiveness.

Srivatsan SridharRead →

FINTECH · 6 MIN

India Made Payments Instant. Can We Make Business Finance Just as Fast Without Being Reckless?

There is a need for a financial system where a profitable business can have easy access to credit without having to repeatedly prove what its transactions already show. But lenders must have the knowledge to be able to detect risks effortlessly.

Hemant VishnoiRead →

Editorials

IAMAI’s perspective on contemporary issues shaping the digital world.

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LAW · 5 MIN

The EU offers a case study, not a template to govern India’s digital sector

While these policies are rooted in legitimate concerns around data privacy, fair competition and user safety, among others, their direction and design appear to have drawn inspiration from Europe – a region now reconsidering its own approach to digital regulation.

Shuheb KhanRead →

POLICY · 5 MIN

Size-Based Regulations for Digital Markets: India Risks Repeating Past Mistakes

While the Draft Digital Competition Bill is rooted in legitimate concerns around fair competition and the power of large digital firms, its reliance on size-based thresholds echoes the MRTP Act, a regime India repealed after it hindered industrial growth. The MRTP’s threshold, meant to catch 25 firms, covered 1,321 by 1983, and size-linked rules have since produced “dwarf” firms that stay small to avoid regulation. The Raghavan Committee advised targeting abuse of dominance, not dominance itself

Shuheb KhanRead →

Interviews

Conversations with leaders, innovators, and policymakers driving the future of technology and business.

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27:35

INTERVIEW · 27:35

Thinking Aloud Podcast with Vasuta Agarwal

Vasuta Agarwal · Chief Revenue Officer of Gnani.ai

On this episode of the Thinking Aloud podcast Dr. Subho Ray speaks to Ms. Vasuta Agarwal, Chief Revenue Officer of Gnani.ai.

Watch

47:04

INTERVIEW · 47:04

Thinking Aloud Podcast with Sunil Gupta

Sunil Gupta · Co-founder, CEO, and Managing Director of Yotta Data Services

On this episode of the Thinking Aloud podcast, Dr. Subho Ray speaks to Mr. Sunil Gupta, Co-founder, CEO, and Managing Director of Yotta Data Services.

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Thinking Aloud Podcast with Gautam Patel

35:59

INTERVIEW · 35:59

Thinking Aloud Podcast with Gautam Patel

Gautam Patel · Managing Partner at Z3Partners

On this episode of the Thinking Aloud podcast, Dr. Subho Ray speaks to Mr. Gautam Patel, Managing Partner at Z3Partners

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FROM THE ARCHIVES

“Maharashtra’s Vision for Fintech, Innovation & Inclusion”

Shri Devendra Fadnavis & Kunal Shah · Govt. of Maharashtra

As a leading hub for India’s financial and digital innovation, Maharashtra continues to set the pace in enabling a future-ready economy. This keynote will outline the state’s strategic vision to strengthen its role as a fintech capital - through smart policy, robust infrastructure, and inclusive growth initiatives. From supporting startups and digital finance to enhancing investor confidence and public-private collaboration, the address will highlight Maharashtra’s commitment to creating a globally competitive, innovation-driven ecosystem that serves both citizens and markets.

Watch now

Maharashtra’s Vision for Fintech, Innovation & Inclusion

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