Author: Peter Ollikainen, SVP

Digital Payments
mobile banking
Mitigating the security risks of mobile payments without sacrificing user experience

Background Mobile banking and payments is exploding: Juniper Research predicts there will be more than 1 billion mobile banking users worldwide by 2017. Simultaneously, the roadblocks to mobile banking, commerce and online payments (NFC, BLE, QR) are being eclipsed by solutions such as host-card emulation and secure-elements, clearing the way for sustained, dramatic growth. With […]

Digital Payments
biometric-capability
Biometrics for Agent Banking

Biometrics and the Financial Services Industry Biometric authentication has a long history as a trusted and foolproof method for identity verification, and has been in common use in government-related identification such as passport control for decades. The utilization of biometric authentication in the financial services industry is a newer trend, driven by the need to […]

Digital Payments
agent banking
The Strong Case For Agent Banking On Mobile

Momentum has been building around the globe in adopting an agency banking model, spurred on in recent years by a raft of regulations providing banks with the necessary mandate to roll out agent banking services in markets as disparate as India, Nigeria, Bangladesh, Indonesia and Tanzania.  The attractions are manifold:  whereas mobile and online banking […]

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“Thinking Aloud” reflects the emerging trends and varied outlook of the rapidly evolving internet and communication sector. An IAMAI publication, this is a part of the market education initiative of the association.


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